Post packs are one-time purchases, so there is nothing to renew or cancel. A monthly plan is a subscription, but it never charges you automatically: before each 30-day period ends you get an invoice and pay it yourself by UPI.
To cancel a monthly plan, contact support. When a plan is cancelled:
If you simply don't pay a renewal invoice, the plan ends on its own after a short grace period and the unpaid invoice is cancelled, so no old bill stays open. Either way you can keep using your remaining credits, and buy one-time post packs whenever you need more.
Start with 25 free posts — no credit card needed.